Jul 28, 2013

How rich people think and remain rich

what is net worth Rich people focus on their net worth. Poor people focus on their working income. When it comes to money, people in our society typically ask, “How much do you make?” Seldom do you hear the question “What is your net worth?” Few people talk this way, ex-cept of course at the country club. In country clubs, the financial discussion almost always centers around net worth: “Jim just sold his stock options; he’s worth over three million. Paul’s company just went public; he’s worth eight million. Sue just sold her business; she’s now worth twelve million.” At the country club, you’re not going to hear, “Hey, did you hear that Joe got a raise? Yeah, and a two percent cost- of-living allowance to boot?” If you did hear that, you’d know you’re listening to a guest for the day. WEALTH PRINCIPLE: The true measure of wealth is net worth, not working income. The true measure of wealth is net worth, not working income. Always has been, always will be. Net worth is the financial value of everything you own. To determine your net worth, add up the value of everything you own, including your cash and investments such as stocks, bonds, real estate, the current value of your business if you own one, the value of your residence if you own it, and then subtract everything you owe. Net worth is the ultimate measure of wealth because, if necessary, what you own can eventually be liquidated into cash. Rich people understand the huge distinction between working income and net worth. Working income is important, but it is only one of the four factors that determine your net worth. The four net worth factors are: 1. Income 2. Savings 3. Investments 4. Simplification Rich people understand that building a high net worth is an equation that contains all four elements. Because all of these factors are essential, let’s examine each one. Income comes in two forms: working income and passive income. Working income is the money earned from active work. This includes a paycheck from a day- to-day job, or for an entrepreneur, the profits or income taken from a business. Working income requires that you are investing your own time and labor to earn money. Working income is important because, without it, it is almost impossible to address the other three net worth factors. Working income is how we fill up our financial “funnel,” so to speak. All things being equal, the more working income you earn, the more you can save and invest. Although working income is critical, again it is only valuable as a part of the entire net worth equation. Unfortunately, poor and many middle-class people focus exclusively on working income, out of the four factors. Con-sequently, they end up with a low or no net worth. Passive income is money earned without you actively working. We will discuss passive income in greater detail a little later, but for now, consider it another stream of income filling up the funnel, which can then be used for spending, saving, and investing. Savings is also imperative. You can earn wads of money. But if you don’t keep any of it, you will never create wealth. Many people have a financial blueprint that is wired for spending. Whatever money they have, they spend. They choose immediate gratification over long- term balance. Spenders have three mottoes. Their first motto is “It’s only money.” Therefore, money is something they don’t have much of. Their second motto is “What goes around, comes around.” At least they hope so, because their third motto is “Sorry, I can’t right now. I’m broke.” Without creating income to fill the funnel and savings to keep it there, it is impossible to address the next net worth factor. Once you’ve begun saving a decent portion of your income, then you can move to the next stage and make your money grow through investing. Generally, the better you are at investing, the faster your money will grow and generate a greater net worth. Rich people take the time and energy to learn about investing and investments. They pride themselves on being excellent investors or at least hiring excellent investors to invest for them. Poor people think investing is only for rich people, so they never learn about it and stay broke. Again, every part of the equation is important. Our fourth net worth factor may well be the “dark horse” of the bunch, because few people recognize its importance in creating wealth. This is the factor of “simplification.” It goes hand in hand with saving money, whereby you consciously create a lifestyle in which you need less money to live on. By decreasing your cost of living, you increase your savings and the amount of funds available for investing. To illustrate the power of simplification, here’s the story of one of our Millionaire Mind participants. When Sue was only twenty-three, she made a wise choice: she purchased a home. She paid just under $300,000 at the time. Seven years later, in a sizzling hot market, Sue sold her home for over $600,000, meaning she profited over $300,000. She considered buying a new home, but after attending the Millionaire Mind Intensive Seminar, she recognized that if she invested her money in a secure second mortgage at 10 percent interest and simplified her lifestyle, she could actually be quite comfortable living on the earnings from her investments and not have to work ever again. Instead of purchasing a new home, she moved in with her sister. Now, at thirty years of age, Sue is financially free. She won her independence not through earning a ton of money, but by consciously scaling back her personal overhead. Yes, she still works—because she enjoys it—but she doesn’t have to. In fact, she only works six months of the year. The rest of the time she spends in Fiji, first because she loves it, and second, she says, her money goes even further there. Because she lives with the locals rather than the tourists, she doesn’t spend a lot. How many people do you know who would love to spend six months of each year living on a tropical island, never having to work again, at the ripe old age of thirty? How about forty? Fifty? Sixty? Ever? It’s all because Sue created a simple lifestyle and, consequently, doesn’t need a fortune to live on.

Jun 17, 2013

Maid, Driver, cook,Nanny, office assistent, Patient care, hire online now on www.domestichelpinindia.com

  • Satish kumar


    Job Category: Office Clerk/Data Entry
    Expected salary: 5000.00 - 8000.00 Rs/month
    Minimum Years Experience: 3 years
    Gender: Male
    Preferred Timing : Full Time
    About Me: Willing to work across Delhi
  • Show Phone

    • Parwati Devi


      Job Category: Sales/Marketing
      Expected salary: 7000.00 - 8000.00 Rs/month
      Minimum Years Experience: 1 years
      Gender: Female
      Preferred Timing : Part Time
      About Me: 1 year Worked as a Sales Girls in Shahara Mall Gurgaon
    • Show Phone

      • shekhar Kumar


        Job Category: Driver
        Expected salary: 8000.00 - 10000.00 Rs/month
        Minimum Years Experience: 6 years
        Gender: Male
        Preferred Timing : Part Time
        About Me: I am shekhar kumar i need part time job 
      • Show Phone

        • Bachoo Kumar


          Job Category: Cook
          Expected salary: 5000.00 - 8000.00 Rs/month
          Minimum Years Experience: 3 years
          Gender: Male
          Preferred Timing : Any Time
          About Me: I worked in Northan spice restorent as a helper i know India
        • Show Phone

          • Manoj Negi


            Job Category: Cook
            Expected salary: 7000.00 - 8000.00 Rs/month
            Minimum Years Experience: 8 years
            Gender: Male
            Preferred Timing : Full Time
            About Me: 8 years in indian household as a cook
          • Show Phone

            • Japender Singh


              Job Category: Other
              Expected salary: 5000.00 - 15000.00 Rs/month
              Minimum Years Experience: years
              Gender: Male
              Preferred Timing : Any Time
              About Me: I am experience 
            • Show Phone

              • Shukhranti khujur


                Job Category: Maid
                Expected salary: 7000.00 - 8000.00 Rs/month
                Minimum Years Experience: 6 years
                Gender: Female
                Preferred Timing : Full Time
                About Me: I Know Indian Normal Coking and Baby Care
              • Show Phone

                • Anita Ande


                  Job Category: Maid Cook
                  Expected salary: 8000.00 - 9000.00 Rs/month
                  Minimum Years Experience: 7 years
                  Gender: Female
                  Preferred Timing :
                  About Me: I Can the Indian cooking and house hold work 
                • Show Phone

                  • Sunita Devi


                    Job Category: Maid Cook
                    Expected salary: 7000.00 - 9000.00 Rs/month
                    Minimum Years Experience: 5 years
                    Gender: Female
                    Preferred Timing : Full Time
                    About Me: I Can the Indian cooking also house hold work
                  • Show Phone

                    • Aruna Minz


                      Job Category: Nurse-maid
                      Expected salary: 11000.00 - 13000.00 Rs/month
                      Minimum Years Experience: 7 years
                      Gender: Female
                      Preferred Timing :
                      About Me: I Can do Patient Care and Baby Care
                    • Show Phone

                      • Sara Tamun


                        Job Category: Nanny
                        Expected salary: 10000.00 - 110000.00 Rs/month
                        Minimum Years Experience: 4 years
                        Gender: Female
                        Preferred Timing : Full Time
                        About Me: I can Take all kind of Baby Care
                      • Show Phone

                        • vikas kathait


                          Job Category: Cook
                          Expected salary: 8000.00 - 10000.00 Rs/month
                          Minimum Years Experience: 2 years
                          Gender: Male
                          Preferred Timing : Full Time
                          About Me: 1.hotel 2.shippinh line
                        • Show Phone


                          Mar 18, 2013

                          Placements Plans for Maids, Cook, Drivers and More


                          We have change our plans for hiring domestic helpers and official staff on our website www.domestichelpinindia.com

                          (1)  500 Rs:  7 days Plan : 10 Candidates profile free (Employer can Register and see 10  candidates full profile and hire directly) For 7 days Only (Non Refundable)
                          (2) 2000 Rs : 1 month Plan : 30 Candidates profile Free ( Employer can Register and see 30 candidates full profile and hire directly) For 1 Month Only (Non Refundable) + Placement Assistant(Our Placement Assistant will Arrange Interview )
                          (2) 3000 Rs : 3 month Plan :  50 Candidates profile Free ( Employer can Register and see 50 candidates full profile and hire directly) For 3 Month Only (50% Refundable if not hire any Candidate) + Placement Assistant ( Our registered placement Consultants will assist you and  arrange Interview )
                          Traditional Plans : 
                          For Traditional plan E-Mail Your Requirement at :   jobs@domestichelpinindia.com
                          (1)   18000 Rs:- (Traditional plan for domestic help staff) for 11 months replacement guarantee , 3 replacements only  
                          (2)  One month salary:- For Domestic helper (Part time worker) We charge One month Gross Salary for 2 Months Replacement guarantee
                          (3)  For Driver /Chauffeur appointment -
                          • We charge One month gross salary of Driver for 11 Months replacement guarantee
                          • We charge 15 days gross Salary for 2 months replacement guarantee.
                          (4) For official  Staff appointment 
                          • We guarantee free replacement of any candidate, if he quits the job within 3 months of joining.
                          •  Our service charge is 8.33% ( For junior levels), 10% ( For Middle levels ) and 12.5% ( For senior levels ) , of annual gross salary + service tax, payable within 15 days from the date of joining.
                          Terms and conditions for Traditional Plans -
                          • Rs.3000  Registration fees for a Year (Non Refundable).
                          • Rs. 7000 Referral fee + Rs. 11000 For 11 Months Agreement fee = Rs. 18000.
                          • Referral fee : Rs. 7000 (Non refundable) applicable after one month of joining date, 3000 Rs (Non Refundable) before one month of joining date ( between 3 days to 31 days).
                          • 11 months Agreement fee: Rs. 11000 for 11 Months.
                          • Service tax : Service Tax of 12.36% will be added to the invoice.
                          • Agency Payment shall be made within three days from the date of appointment.
                          • After completion of 11 months if employer wants to retain the same candidates he need to pay agreement fees again.
                          • Payment can be in cash or by cheque drawn on: Domestic help in India
                          • Any advance payment transaction with candidates will be at your risk.
                          • Any refund will be made only by cheques even if the clients make payment in cash.

                          Feb 20, 2013

                          Driver/Chauffeur for foreigner family available online on domestichelpinindia.com



                          Hi sir /madam I am looking for a driver job in Gurgaon
                          I have 15 years experience of driving in Gurgaon Delhi I know all the route of Delhi/NCR
                          I worked before with foreigner family in Gurgaon

                          Name: Jaibeer singh
                          contact no.9891090932
                          Experience 15 years
                          Expected salary : 12000 to 15000 Rs
                          Education : 12th Pass from Haryana board
                          Language - Hindi,English





                          Feb 15, 2013

                          Think That All Phenomena Are Dreams



                          domestic help in india This is a tremendously powerful technique. Start contemplating in this way: if you are walking on the street, contemplate that people passing by are all dreams. The shops and the shopkeepers and the customers and the people coming and going, all are dreams. The houses, the buses, the train, the airplane, all are dreams.
                          You will be immediately surprised by something of tremendous import happening within you. The moment you think "All are dreams" suddenly, like a flash, one thing comes into your vision: "I am a dream too." Because if the seen is a dream, then who is this 'I'? If the object is a dream, then the subject is also a dream. If the object is false, how can the  subject be the truth? Impossible.
                          If you watch everything as a dream, suddenly you will find something slipping out of your being: the idea of the ego. This is the only way to drop the ego, and the simplest. Just try it -- meditate this way. Meditating this way again and again, one day the miracle happens: you look in, and the ego is not found there.
                          The ego is a by-product, a by-product of the illusion that whatsoever you are seeing is true. If you think that objects are true, then the ego can exist; it is a by-product. If you think that objects are dreams, the ego disappears. And if you think continuously that all is a dream, then one day, in a dream in the night, you will be surprised: suddenly in the dream you will remember that this is a dream too! And immediately, as the remembrance happens, the dream will disappear. And for the first time you will experience yourself
                          deep asleep, yet awake -- a very paradoxical experience, but of great benefit.
                          Once you have seen your dream disappearing because you have become aware of the dream, your quality of consciousness will have a new flavor to it. The next morning you will wake up with a totally different quality you had never known before. You will wake up for the first time. Now you will know that all those other mornings were false; you were not really awake. The dreams continued -- the only difference was that in the night you were dreaming with eyes closed, in the day you were dreaming with eyes open.
                          But if the dream has disappeared because awareness happened, suddenly you became aware in the dream.... And remember, awareness and dreaming cannot exist together.
                          Here, awareness arises, and there, the dream disappears. When you become awake in your sleep, the next morning is going to be something so important that it is incomparable. Nothing like it has ever happened. Your eyes will be so clear, so transparent, and everything will look so psychedelic, so colorful, so alive. Even rocks will be felt to be breathing, pulsating; even rocks will have a heartbeat. When you are awake, the whole existence changes its quality. 
                          We are living in a dream. We are asleep, even when we think we are awake.

                          Jan 29, 2013

                          Chauffeurs Au-pair Cooks House Keeping Maids Nannies Peon Caretakers Receptionist Office Staff


                          www.domestichelpinindia.com
                          www.domestichelpindia.blogspot.in
                          We have registered drivers, maids ,Au-pair,Nanny from all over delhi and NCR
                          We are leading placement agency in Gurgaon for the placement of domestic staff
                          Chauffeurs
                          Au-pair
                          Cooks
                          House Keeping Maids
                          Nannies
                          Peon
                          Caretakers
                          Receptionist
                          Office Staff
                          DOMESTIC HELP IN INDIA
                          Contact No.0124-4201347,9911266767,9911466767,9560966767,9818694592
                          Mail: info@domestichelpinindia.com
                          Mail: domestichelpinindia@yahoo.com
                          Note: Please don't contact us for Untrained or semi trained maids. We provides only trained     staff
                          Domestichelp in India Sikenderpur main market Gangania Complex, 2nd Floor, Shop no.6 , M.G Road Gurgaon, near pillar No. 61www.domestichelpinindia.com